Powerful Features, Built for Real Life

More than a budgeting app — a smarter financial engine.

💡 Unified Dashboard

Connect your bank accounts, cards, and payment apps in one secure place. See everything at a glance — cash flow, recurring bills, income patterns — all in real time. No spreadsheets. No tab-switching.

📈 Predictive Insights

Nreo learns from your financial behavior to predict expenses, suggest savings opportunities, and notify you before your budget gets tight. The more you use it, the smarter it gets.

🧠 Smart Budgeting

Set flexible goals that evolve with your income. Whether you’re paid weekly, randomly, or via invoices, our adaptive system keeps your goals realistic and achievable — without micromanagement.

⚙️ Automation You Control

Route money to savings, investments, or tax buckets automatically. Create your own rules (e.g., “Save 20% of anything over $3,000/month”) with just a few clicks. No coding, no headaches.

🧾 Tax-Ready Reports

Generate clean summaries for quarterly taxes, annual filing, or client invoicing. Whether you're a freelancer or run a team, Nreo gives you exportable, accountant-approved files on demand.

🔒 Rock-Solid Security

Bank-level encryption, 2FA, and never any data reselling. We’re in the finance business, not the advertising one.